Rooster Capital vs Land Partner Funding
Land Partner Funding publishes their whole rate card in public. Most land funders don't. That makes this the rare comparison where both sides can be checked line by line — so here it is, arithmetic included.
Short answer: Both fund land deals for experienced operators, and both publish their terms. The structural difference is what the funder takes when a deal comes in thin. Land Partner Funding charges a $500 transaction management and underwriting fee at sale and guarantees itself a minimum $3,500 profit per deal. Rooster Capital takes a percentage of net profit and nothing else — no points, no origination fee, no transaction fee, no monthly interest during the hold, and no dollar floor. When a deal underperforms, Rooster's share shrinks with it. A minimum cut does the opposite.
Quick Verdict
| Dimension | Best fit |
|---|---|
| Operator share on a fast close | Rooster Capital — 75% on day 0–45 vs 65% at LPF's month-1 JV rate |
| Thin or small deals | Rooster Capital — no minimum cut, so the funder's share falls with the profit |
| Fees at closing | Rooster Capital — none; LPF charges $500 at sale |
| Simplicity of pricing | Land Partner Funding — a points program is a flat, known monthly cost |
| Uncapped upside on a high-margin deal | Land Partner Funding — on the points product the operator keeps the profit above the points cost |
| Published, checkable terms | Tied — both publish rate cards, which is uncommon in this market |
| Long holds past 9–10 months | Land Partner Funding — LPF's JV continues at 50% into month 12; Rooster's last paying tier ends at day 300 |
Operator Pricing, Side by Side
| Term | Rooster Capital | Land Partner Funding |
|---|---|---|
| Structure | JV profit share only | Two products: points-based funding, or JV profit share |
| Funder's share of profit (JV) | 25% on day 0–45, rising with hold time | 35% months 1–3, 40% months 4–6, 45% months 7–9, 50% months 10–12 |
| Operator's share (JV, fastest tier) | 75% | 65% |
| Points / origination | None | Points product: 22 points month 1, rising to 46 points by month 9 |
| Transaction / underwriting fee | None | $500 due at the sale |
| Minimum funder profit per deal | None | $3,500 |
| Monthly interest during hold | None | Points accrue by month on the points product |
| Personal guarantee | None — Rooster takes title as the security | Not published |
| Closing costs funded | Purchase plus closing costs | "Funding of closing costs is limited" per published terms |
| Minimum deal size | No hard minimum; most deals start around $10K | Not published |
| Default / takeback point | Operator share ends day 300; Deed-in-Lieu takeback at that point | Points product defaults month 10; JV defaults month 13 |
Percentages above are stated from each funder's own published materials. Note the direction: Land Partner Funding publishes its own share, Rooster Capital publishes the operator's share. The rows above convert both to the same frame so they can be compared directly.
What a Minimum Cut Actually Costs
A minimum profit floor is invisible on a strong deal and expensive on a weak one. At a 35% JV rate, a $3,500 floor binds on any deal with less than $10,000 of net profit — below that line the operator pays the floor instead of the percentage, and the funder's effective share climbs as the deal gets thinner.
A clean deal — $20,000 net profit, sold in 40 days
Rooster Capital: operator keeps 75% → $15,000. No fees.
Land Partner Funding (JV, month 1): LPF takes 35% = $7,000, which clears the $3,500 floor, plus the $500 fee → operator keeps $12,500.
Operator keeps $2,500 more with Rooster Capital.
A thin deal — $6,000 net profit, sold in 40 days
Rooster Capital: operator keeps 75% → $4,500. Rooster's share falls to $1,500 along with the deal.
Land Partner Funding (JV, month 1): 35% would be $2,100, but the $3,500 minimum applies, plus the $500 fee → operator keeps $2,000.
Operator keeps $2,500 more with Rooster Capital — the same dollar gap as the deal more than three times its size.
That last line is the point. The floor does not scale, so the worse the deal goes, the more of it the funder takes. A percentage-only structure moves in the same direction as the operator: on the $6,000 deal above, Rooster earns $1,500 instead of $5,000, because the deal earned less. Land Partner Funding's published terms do not state what happens when net profit falls below $3,500 altogether — an operator considering the JV product should ask them directly.
When Rooster Capital Wins
- Your deal came in thinner than underwritten. No floor means the funder absorbs its share of the miss instead of being made whole first.
- You close fast. 75% to the operator on day 0–45 is 10 points better than LPF's month-1 JV rate, before the $500 fee.
- You run small deals. No hard minimum deal size, and no minimum cut to clear before the deal is worth doing.
- You want one number to reason about. A single percentage of net profit — no points ladder, no fee at sale, no interest accruing while you wait on title.
When Land Partner Funding Wins
- You want fixed, predictable pricing. Points are a known monthly cost that does not scale with how well the deal does.
- You have a high-margin deal. On the points product the operator keeps everything above the points cost, so a big win stays with the operator rather than being shared.
- Your hold will run long. LPF's JV continues at 50% into month 12. Rooster's operator share ends at day 300, when the takeback triggers.
- You value a published rate card. LPF puts its full pricing in public, which most land funders still do not.
Honest Disclosures
This page is published by Rooster Capital, so read it as an interested party's comparison. Land Partner Funding's terms are quoted from their published rate card at landpartnerfunding.com, checked 27 August 2026. We have quoted their figures as written and have not estimated or inferred any number they do not publish — where their materials are silent, this page says so rather than guessing.
Rooster Capital's figures reflect the current standard JV operating agreement tier schedule. Individual operator agreements are negotiated and some carry adjusted tiers, so the standard schedule is a starting point, not a promise for every deal. Terms change on both sides; request a current term sheet from each funder before deciding. Nothing here is an offer of investment or a guarantee of any return — land deals carry risk, and some lose money.
Frequently Asked Questions
What is the main difference between Rooster Capital and Land Partner Funding?
Land Partner Funding offers two products: a points-based funding program starting at 22 points in month 1, and a JV profit share starting at 35% to LPF — both carrying a $500 transaction management and underwriting fee due at sale and a published minimum LPF profit of $3,500 per deal. Rooster Capital offers a single JV structure with no points, no origination fee, no transaction fee, and no minimum dollar cut. Rooster's share is a straight percentage of net profit and nothing else.
Does Rooster Capital have a minimum profit or minimum fee per deal?
No. There is no dollar floor on Rooster's share, no origination fee, no points, no monthly interest during the hold, and no transaction or underwriting fee at sale. If a deal makes less than expected, Rooster's share shrinks with it.
When does a minimum profit floor actually cost the operator money?
Whenever the funder's percentage would have come to less than the floor. At Land Partner Funding's month-1 JV rate of 35%, a $3,500 minimum binds on any deal with less than $10,000 of net profit. Below that line the operator pays the floor rather than the percentage, so the thinner the deal, the larger the funder's effective share.
How do the operator splits compare on a fast close?
Land Partner Funding's JV rate is 35% to LPF in months 1 through 3, leaving the operator 65%. Rooster Capital pays the operator 75% on day 0–45, 70% on day 46–90, 60% on 91–135, 50% on 136–180, and 45% on 181–300, dropping to 0% from day 301, at which point a Deed-in-Lieu takeback applies. On a fast close the operator keeps 10 percentage points more with Rooster, before fees.
Is there a minimum deal size at Rooster Capital?
No hard minimum. Most funded deals start around $10,000, but that is guidance rather than a rule. Small deals still need clean title, a credible exit, and enough spread — don't self-filter a good deal because the number looks small.
What does Land Partner Funding do better?
They publish their full rate card openly, which most land funders do not, and the points program is simple to model — a flat, known cost per month with no profit-sharing math. Operators who prefer fixed debt-style pricing, or who want their upside uncapped on a high-margin deal, may prefer that structure.
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Percentage of net profit. No points, no fees, no minimum cut. Bring the deal and we'll underwrite it.
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